As an independent worker, you shouldn't have to choose between flexibility and security. Freelancers Union is designing a new portable benefits program, and we need your input to get it right.

We know that in the months following the expiration of the Affordable Care Act subsidies, access to healthcare has narrowed dramatically, with basic plans out of reach for many freelancers. The demand for flexible healthcare will only continue to grow, particularly as more and more workers across the country go independent.

New portable benefits proposals seek to remediate this, clearing barriers for clients to disperse money into an independent worker’s account to use for healthcare and other benefits like time off. These accounts would then stay with the worker throughout the rest of their gigs, accumulating money from different sources, and as such are known as portable benefits.

This could have enormous potential for freelancers who struggle to build a safety net — but they must be designed with workers’ needs put first.

Take our survey to share your experiences with health insurance, retirement savings, and other benefits, building on the previous survey we circulated at the end of 2025. Your answers will directly shape a solution designed by freelancers, for freelancers.

Interested in going deeper? You can opt in for a follow-up interview at the end of the survey.