A significant number of freelancers have old 401(k) retirement accounts from past jobs.  Once you leave a company, though, how do you handle that money?  All too often, people just ignore it. Today, as part of the Carnival of Personal Finance, the blog Debt Free has info on rules for disbursements and rollovers of 401(k)s.   For most freelancers, the obvious rollover choice is an IRA (since you probably don't have a current 401(k)).  Be sure to check out Debt Free's five rules for rollovers.