Freelancers U kicks off its fall semester this Wednesday night in New York.  If you're puzzled about insurance--what do you need to protect your body and your business?--this is the seminar for you.  Business and Personal Insurance Options will give you the no-sales-pitch lowdown on professional liability, business owner's insurance, long-term diability, property and casualty insurance, and more. Bring your questions, and don't forget to register in advance!