As InsureBlog points out, May is National Disability Insurance Awareness Month. While it may seem absurd to have an "awareness month" for a type of insurance, it's actually an important issue--especially for independent workers. Because freelancers often have erratic incomes, it can be hard for them to get disability insurance. According to InsureBlog, "Disability has been called "the living death," because it can quickly reduce one's savings due to lost wages and extra medical and support expenses." If you have health insurance but haven't thought about disability coverage, maybe this is a bit of a wake-up call. And Freelancers Union now offers disability insurance nationwide, so you might want to see if you're eligible.