It's a familiar story: the end of a job often means the end of insurance coverage. Today, the New York Times paints a bleak picture in its article on workers without insurance. The article focuses on a North Carolina real estate agent, recovering from cancer, who could find coverage only for $27,000 a year. (She's going without insurance.) The realtor, Vicki Readling, asks an insightful question: âWhy canât Realtors in North Carolina, or a few counties, have coverage under one umbrella? You would think that some insurance company would want our business.â? That's just what the farmers of Wisconsin realized, and what's already happening with freelancers in a variety of industries here in New York.