It's a familiar story: the end of a job often means the end of insurance coverage. Today, the New York Times paints a bleak picture in its article on workers without insurance. The article focuses on a North Carolina real estate agent, recovering from cancer, who could find coverage only for $27,000 a year. (She's going without insurance.) The realtor, Vicki Readling, asks an insightful question: “Why can’t Realtors in North Carolina, or a few counties, have coverage under one umbrella? You would think that some insurance company would want our business.â€? That's just what the farmers of Wisconsin realized, and what's already happening with freelancers in a variety of industries here in New York.