Check out the year-end tax tips for small businesses over at CNNMoney.com.  The list mainly focuses on spending money strategically during the remaining weeks of 2006 in order to maximize your deductions for the year.  Our favorite tip, though is #1: Contribute to a retirement plan. According to our most recent survey results, most freelancers don't save enough for retirement.  We'd like to help change that by offering retirement planning tools and education, so if this is something that interests you, please take our financial services survey.