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According to Freelancers Union's most recent survey (full results to be released this fall), most independent workers don't save enough for retirement. It's an understandable problem, since freelancers don't have the same access to tax-advantaged plans that traditionally-employed people do--not to mention the absence of employer contributions. Keep an eye out for an announcement about retirement planning services from Freelancers Union in the coming months. In the mean time, look for tips and share your own on our wiki.