FREELANCERS UNION BLOG

  • Insurance, Health

The tooth fairy isn’t going to pay your dentist

This is a sponsored post from Guardian. Shop dental plans!

You might be a solopreneur, but you don’t have to go it alone when it comes to your teeth. And all those cups of coffee or soda working long hours on your business can really do a number on your teeth.

Smile brighter-dental insurance is here!

We work hard to provide our members with insurance options so you can focus on things that make your heart sing instead of worrying about how you’re going to cover your next medical or dental visit. Make sure you have the insurance you need to take care of your dental care!

SHOP NOW

Why do you need dental insurance?

Dental insurance covers the cost of regular dental care while also helping you be ready for life's unexpected dental surprises.

Your Overall Health

Visiting a dentist isn't just about your teeth. Dental health supports your overall health. Untreated gum disease has been linked to heart disease and stroke.

Smart Budgeting

Because dental insurance includes coverage for regular exams, cleanings and X-rays, the premiums you pay for dental insurance virtually pay for themselves.

Life's Dental Surprises

Don't let the need for a filling, root canal, crown, implant, or even kids' braces cause you stress. Be prepared and enjoy the savings that dental coverage can provide..

Save with dental coverage from Guardian.

Guardian offers multiple plan options, a large national network of dentists, and no claim forms to file. Save on regular dental care and unexpected surprises!

  • Save up to 35% on in-network dental charges*
  • Enjoy 100% coverage for preventive care like x-rays and cleanings with most plans.
  • More than 100,000 in-network dentists to choose from
  • No annual contract
  • PPO and DHMO plan options

Best of all, your premiums help support advocacy for freelancers. As you shop for health insurance during open enrollment, don’t forget to invest in your smile and a better future.

Enroll today!

SHOP NOW

* Coverage based on Dental Advantage Bronze PPO plan reimbursement. Actual coverage may vary.

Individual dental insurance products are underwritten by The Guardian Life Insurance Company of America, New York, New York or by one of its wholly owned subsidiaries. Products are not available in all states. Policy limitations and exclusions apply. The actual limitations and exclusions that apply to your Dental Plan are governed by the policy forms approved for use in your state. Please refer to your policy for a complete list of limitations and exclusions. In the event of a conflict between this document and the language stated in your Guardian insurance policy, the language of the policy shall control. This policy provides DENTAL insurance only. Dental provider networks vary by state, by market and by plan type. Rates are guaranteed for one year for the plan of benefits initially selected. Policies renew annually.

Dental HMOs provide Pre-Paid dental benefits through a network of participating general dentists and specialty care dentists. All covered services must be provided by the member’s Primary Care Dentist. Specialty care services are covered only when referred by the member’s Primary Care Dentist and approved in advance by the Dental DHMO.

Only those services listed in the Dental HMO plan are covered. Certain services are subject to annual or other periodic limitations. Where orthodontic benefits are specifically included, your policy provides for one course of comprehensive treatment per lifetime, per member. Dental HMOs do not provide orthodontic benefits if comprehensive orthodontic treatment or retention is in progress as of the member’s effective date. Listed services, exclusions and limitations do not constitute a contract and are a summary only.

GUARDIAN® and the GUARDIAN G® logo are registered service marks of The Guardian Life Insurance Company of America® and are used with express permission. Guardian plans are underwritten and issued by The Guardian Life Insurance Company of America or its subsidiaries, New York, NY. 2018-70169 (exp 11/20).