According to a new report from U.S. Department of Education, only 12% of Americans have a "proficient" level of health literacy. Dr. R. Craig Lefebvre writes about the findings on his blog, On Social Marketing and Social Change. These results are particularly disturbing, because health literacy is lower among people who don't get insurance through their employers than it is for workers who do. Part of the reason this bothers us is that freelancers have to navigate a far more complex array of options and pricing than traditionally-employed workers. They need every advantage they can get. You can take a health literacy quiz online (though it's not the one used in the study).